What are some of the more common issues with the handling of malpractice insurance for locum companies?

• Budget projections
  
• Lack of appropriate refund for unused days
  
• Improper audit methods including “non-auditable” policies
  
• Allocation and collection of premiums
  
• Deductible management
  
• Customization of policies
  
• Compensation fund efficiency
  
• Timeliness of renewal
  
• Management of corporate exposure
  
• Management of Contractual Liability